Effective Date: January 19, 2026
By accessing or using Calkero.com (“we,” “us,” “our,” or the “Website”), you agree to be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our Website.
These Terms apply to all visitors, users, and others who access or use the Website.
1. Website Purpose
Calkero.com provides free online calculators and tools for informational and educational purposes only. These include financial, health, tax, and general-purpose calculators.
The results generated by these tools are estimates only and should not be considered professional advice.
We do not offer any warranties regarding the correctness, completeness, or suitability of the results for any specific purpose.
2. Use of the Website
By using this Website, you agree to:
- Use the calculators and content only for lawful purposes
- Not misuse, duplicate, or copy content or tools for commercial purposes
- Not attempt to hack, reverse-engineer, or tamper with the functionality or code of the platform
- Not upload any malicious software or scripts
3. Intellectual Property
All content, tools, calculators, text, graphics, and design elements on Calkero.com are the property of the Website owner and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, or reuse any part of the Website without explicit permission.
4. Limitation of Liability
While we strive for accuracy and maintain our tools regularly, we do not accept any liability for:
- Errors or inaccuracies in calculator results
- Financial losses, health consequences, or decisions made based on tool estimates
- Website downtime, temporary inaccessibility, or technical issues
- Any third-party site linked from our Website
You use Calkero.com entirely at your own risk.
5. Third-Party Content and Services
We may display or include third-party content, such as advertisements, links, or affiliate offers.
We do not endorse or have responsibility for the practices, privacy policies, or content of any third-party websites or services.
6. Disclaimer of Warranties
Calkero.com is provided on an “as is” and “as available” basis without warranties of any kind. We disclaim all warranties, whether express or implied, including but not limited to warranties of:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy of results
We do not guarantee uninterrupted access, error-free operation, or protection from viruses or other harmful components.
7. Changes to These Terms
We may modify these Terms at any time without prior notice. The updated Terms will be posted on this page with an updated Effective Date.
Your continued use of the Website after changes constitute your acceptance of the updated Terms.
8. Governing Law
These Terms and your use of this Website shall be governed and construed in accordance with the laws of the jurisdiction in which the Website owner operates, regardless of your actual location.
By using Calkero.com, you agree to abide by these Terms and Conditions.
Please review this page regularly to stay informed of any updates.